Kamini Serpikhi

Worked as a part of ATM downtime and service interruption monitoring and reporting team. o Established automated alerts/communication channels for quick response and actions. o Coordinate with vendor’s for Reconciliation of failure transaction with minimal delay. o Internet Banking Customer Service Cell Team

Central Bank of India o Draft and implement policies and procedures established by regulatory and enterprise o Manage compliance testing, monitoring of current and future regulatory obligations and requirements o Develop materials and tools to effectively communicate compliance and organization requirements o Reporting of Compliance and gaps to Senior management o Conduct Internal reviews and Audits o Ensure proactive Risk assessment of process to be outsourced o Ensure due diligence prior to contract. o Advise Risk management, Regulatory compliance, enterprise security compliance, Right to audit, exit policy clause in agreement. o Ensure compliance of access control policy o Conduct Risk assessments with stakeholders o Calculate Likelihood of occurrence and potential impacts of identified Risks o Control Testing and Evaluate effectiveness of controls o Evaluate risk with risk appetite and risk tolerance o Evaluate gaps, ensure updation of metrics and documents o Ensure quarterly compliance of automated Vulnerability Scan activity. o Ensure establishment of Agreement, Legal and contractual requirements as per enterprise policy. o Review meetings and follow up with stakeholders for remediation of gaps o Risk ranking, prioritize restoration and downtime establishment of Critical Assets o Ensure Policies, procedures and metrics for Disaster Recovery and Business Continuity planning (BCP) are established. o Control Testing, DR drill and restoration of processes as per BIA sheet and Business requirements o Conduct Gap analysis and advise stakeholders for actions to bridge the gap o Lead design and implementation for an integrated Risk Management system to consolidate data from various applications and platforms to calculate risk weighted assets (RWA), Probability of default (PD) and loss given default (LGD) for regulatory compliance to measure Capital Reserve Ratio. o Developed risk assessment methodology, reporting framework, information security framework using access control, data masking and data protection protocols for management of sensitive data. o Coordinated with multiple functional teams to gather requirements for financial reporting. Lead vendor team with a maximum size of 12 resources to implement technological advanced solution for periodic reporting of data to external regulators. o Provided day-to-day guidance to vendor teams on operationalization of high quality and accurate reports within planned timeline. o Work with stakeholders to establish functional requirements of Credit Product, Coordinate with Software Development Team to integrate product with Core Banking Solution Platform. o Testing, monitoring, maintenance and Disposal activities of various Credit products on regular basis as per Bank requirement.